You could claim back thousands of euros

We assess your case for free, claim on your behalf and recover what you overpaid. Nothing to pay upfront.

Which product have you used?

✓ No upfront fees   ✓ No win, no fee   ✓ 2 minutes

Happy client after recovering her money

You could claim back

+2.000 €

Upfront

0 €

Calculator

Calculate how much you could recover.

Get an estimate in 10 seconds, with no registration or commitment. We then review your case for free and tell you how much you overpaid.

Which product do you want to claim for?

Estimated amount you could recover

864 €

An indicative estimate based on the details you entered. This is not a legal calculation or a guarantee of any outcome.

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We claim against major financial institutions

BBVACaixaBankSantanderBankinterSabadellWiZinkCofidisCetelemOneyUnicajaAbancaKutxabankBBVACaixaBankSantanderBankinterSabadellWiZinkCofidisCetelemOneyUnicajaAbancaKutxabank

What we claim for

We claim for loans, credit cards, mortgages and car finance.

Each financial product has its own claims process. These are the three categories in which we recover the most money for our clients.

Loans and credit cards

Your bank or lender may have added payment protection insurance to a credit card or loan without your permission. We also challenge excessive interest rates.

  • ✓Hidden payment protection insurance
  • ✓Excessive interest rates

You could be entitled to over €2,000

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Mortgages

Banks have broken the rules in several ways when providing mortgages. Recover the money this has cost you.

  • ✓Hidden payment protection insurance
  • ✓Requiring you to take out insurance
  • ✓Making you pay their fees
  • ✓Hidden fees

You could be entitled to over €5,000

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Car and motorbike finance

Millions of owners are unaware their finance includes payment protection insurance. If you financed your car or motorbike in the last 6 years, you could be owed money.

  • ✓Car finance
  • ✓Motorbike finance

You could be entitled to over €3,000

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The process

How it works.

All you need to do is say yes. We take care of the rest, including all communication with the lender.

01

You complete

Complete our form

It takes less than 2 minutes. We only need a few basic details about your loan, credit card, mortgage or finance agreement.

02

We assess

Free advice

We review your case and explain which claims you can make. If you cannot claim, we tell you from the start.

03

You recover

We submit your claim

We handle everything with the lender, and the money you overpaid goes back into your account.

Why trust us.

100%

success rate on submitted claims

< 2 min

to complete the form

0 €

upfront: no win, no fee

Before and after

From unknowingly paying to getting your money back.

Without a claim

  • ✕ You keep paying for insurance you did not request.
  • ✕ Hidden fees build up month after month.
  • ✕ You have to deal with the bank yourself.
  • ✕ You do not know how much you have overpaid.

With Devuelve

  • ✓ We cancel the hidden insurance.
  • ✓ You recover everything you overpaid.
  • ✓ We deal with the financial institution for you.
  • ✓ You sign on your phone using our app.
The Devuelve team reviewing agreements

About us

Experts in hidden insurance and banking law.

At Devuelve, we specialise in consumer claims with one clear goal: helping you recover the money your bank charged without your knowledge. Behind every claim is a real person reviewing your case.

No win, no fee: we only charge if you recover your money.

Nationwide coverage

Claims throughout Spain.

Wherever you are, we handle your claim entirely online, with no need to travel. We offer the same professional service to people in every Spanish province.

Map of Spain

Frequently asked questions

Frequently asked questions about claims.

How much do I have to pay upfront?+

Nothing. There are no upfront or monthly fees: we only charge if you recover your money.

What is hidden insurance?+

It is payment protection insurance that the lender added to your loan, credit card, mortgage or finance agreement without explaining it or obtaining your consent. You can claim back what you paid for it.

How much money can I recover?+

It depends on your agreement. After reviewing your case for free, we will give you a specific amount before making a claim.

Do I have to speak to the bank myself?+

No. We handle all communication with the financial institution.

Can I sign on my phone?+

Yes. With our Devuelve Apud Acta app, available on Google Play and the App Store, you can sign everything online.

Let’s talk. We assess your case for free.

Complete our short form and a member of our team will contact you straight away.

Get started →